Thanks for the clarification, @Denise99 , I better understand the question now. Keep in mind that Roth distributions of earnings (in other words, amounts above what you contributed) are considered income, and that Social Security benefits are partially taxable if you have income above certain amounts. A financial advisor would be in a better position to help you decide if this strategy is right for you, but I think you now have an understanding of the tax ramifications. Hope this helps!
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