No, there is no requirement that the taxpayer be 55 years old in order to do the qualified HSA funding distribution. However, there are two limits that will affect you: you are allowed to do this only once in your lifetime, and the amount of the distribution counts against your annual HSA contribution limit.
This means that the QFD is not as useful as it might seem - it basically means that you can make one year's worth of HSA contributions from an IRA rather than out of pocket, and that's it. And for the twelve months after the QFD, you have to stay under HDHP coverage or be penalized. See page 7 of IRS Pub 969 for examples.
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