Is it accurate to say that I can file jointly with my spouse and not be concerned with our federal tax return to be taken due to student debt as it has been in the past?
No, it is not accurate to say that. If either tax filer has student loans and they are behind on payments, the entire refund (if any) will be taken. If the spouse that is not legally liable for the debt files an Injured Spouse form (included in the TurboTax program) then that may (or may not) relieve the spouse of their part of the refund being taken.
