How do you handle the ACA family glitch and premium tax credit for a family with 2 health plans? Per affordability test my wife is not eligible for ACA, but my daughter and I are. So we are considering being dropped from her employer based insurance to go on ACA but she is required to stay on her employer based "affordable" plan as employee only, which would revoke our family plan, and reestablish as employee only. How do we handle the premium tax credit on a joint return, or associated 1095?
