Loop hole from 2022 and before that is fixed for 2023 and beyond:
https://www.irs.gov/publications/p974#en_US_2021_publink100023214
How to determine if the plan is affordable.
Your employer coverage is generally considered affordable for you and for a family member if your share of the annual cost for self-only coverage, which is sometimes referred to as the “employee required contribution,” is not more than 9.83% of your tax family’s household income for 2021. For 2022, this threshold will decrease to 9.61%. Self-only coverage is used for this calculation even if you have a spouse or dependents and therefore would enroll in coverage that is not self-only coverage (for example, family coverage).
Since the self-only coverage is free for my it disqualifies our entire family for the credit in 2022. This has been remedied for 2023 and now I fill out a special worksheet when we applied for coverage, but it is not retroactive to 2022 and therefore I don't qualify. It was a loophole that cost myself and around 5 million other taxpayers to not receive the credit despite our income qualifying.
How do I enter this in turbotax? Or do I not enter the 1095 since I am not qualified for the credit anyway.
Do I need to reach out to turbotax directly?
