IsabellaG - while I understand the intent of your answer, do any of your scenarios cover the question asked? joint filing, only ONE has a retirement plan and HIS MAGI is less than $101,000.
For Taxpayers filing Married, Filing Joint returns, your Traditional IRA Deduction is phased out at a joint MAGI between $101,000-$121,000 if you are both covered by an employer retirement plan.
Your response covers where BOTH have a retirement plan, but not where ONE has a retirement plan.
would you please mind directly responding to the scenario posed
