the issue is the number you report while correct will not match the number the IRS gets. that will likely cause the IRS computers to generate a notice. you can refute this by time responding to the notice and providing documentation that proves to the iRS that you are correct. do you really want to go through such a hassle especially if you're due a refund? an issue such as this can delay any refund for months because your response must be manually processed. another problem is trying to prove Fideliity wrong
