Your deposits constitute regular IRA contributions that must be reported on your tax return either as deductible contributions (with the deduction effectively converting the contributions into pre-tax money) on Schedule 1 line 20 or on Form 8606 as nondeductible (after-tax) contributions. If you have basis in nondeductible traditional IRA contributions, subsequent distributions will consist of a proportionate mix of nontaxable (after-tax) money and taxable (pre-tax money). If you have not reported on Form 8606 any nondeductible contributions, any distribution from your traditional IRAs will be entirely taxable.
