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I agree with your assessment. I've used Turbotax Deluxe for years without problems until 2020 and 2021 tax years when this problem appeared with the State. I claimed just the standard deduction and efiled. When I received the letter demanding a 1099R copy I called Dept of Revenue and they explained, for both years, that they could not verify my 1099R  claimed income without a copy.  After talking to them today they said I would have to provide a copy of my 1099R to receive my refund this year too.

 

I guess that I'll have to file a paper Turbotax copy along with a 1099R via US Mail to get a refund this year.