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Get your taxes done using TurboTax
@george1207 wrote:
@Opus 17 "You can make these contributions any time during the year, including after you are married, as long as your annual total does not exceed your eligibility."
Does this mean that I can make contribution even after I became ineligible for some reason as long as I didn't hit the prorated limit?
Basically, yes. Your eligibility for the tax year is based on your insurance coverage as of the first day of each month. Once you know what your limit is, you can contribute that money any time during the tax year, all the way up to April 15 of the next tax year (the tax filing deadline -- just be sure to let the HSA bank know it is a deposit for the prior year). You don't have to be eligible on the day you make the deposit, as long as your total contributions for the tax year are below your eligibility limit.