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magi. 

Married filing jointly (spouse covered by retirement plan at work)

2022: Less than $204,000.

2023: Less than $218,000.

Full deduction.

 

2022: More than $204,000, but less than $214,000.

2023: More than $218,000, but less than $228,000.

Partial deduction.

 

2022: More than $214,000.

2023: More than $228,00.

No deduction.