Hello. I am getting married on December 5, 2022. I have a family hdhp and have contributed to an hsa all year. My fiancé has an fsa account. She was supposed to opt out of her fsa during open enrollment, but didn’t realize her employer automatically re-enrolled her in the fsa. Knowing this I switched my insurance during open enrollment to a non-hdhp plan for the 2023 year. However, what if/any are the tax implications for 2022? Upon reading this article I have stopped contributing to my hsa for the 2022 tax year, but will I have to withdraw the entire year’s contributions since she had an fsa for all of 2022 (and now 2023)? Any help is appreciated! Thanks!
