My husband and I are married, but file separately due to other financial reasons. We had a baby this year in January so I have some questions as we prep for taxes:
- Can only one of us claim our child as the dependent? If so, how do we decide which person should claim the child? (My next two questions might play into the answer)
- Our child receives health insurance through my husband's employer and it is a HDHP with an HSA. I receive health insurance through my employer and also have an HDHP with an HSA. Can we only use my husband's HSA for any medical expenses for our child? (Does the answer change depending on who is claiming our child as the dependent?)
- I contribute money to a dependent care FSA for daycare expenses. Does that mean that I need to claim the child as a dependent?
