Thank you so much for the detailed response @Opus 17 . My spouse previously had a HSA account in the past when she enrolled in HDHP plan before we were married. She never used that HSA money and still have some money in that account. Just want to confirm, I can still open a new HSA account, add her in my HDHP plan and use my HSA money for my as well as her medical bills. She plans to decline medical coverage from her employer for next year and will only have my family medical insurance.
Also, can we use her old HSA account next year for medical bills.
