HFH1
New Member

New Regs for Inherited IRA

My wife inherited an IRA from her mother in 2009.  She elected to take RMD's over her lifetime.

She died in August 2021 so I Inherited the IRA.  Even though she was my spouse I'm assuming it will be treated as a non-spousal IRA which must be "0" within 10 years.

QUESTION:  Must I take an annual RMD and how is it calculated?  I find the new IRS instructions sufficiently confusing.