2020 I took the penalty free withdrawal and claimed paying tax over 3 years.
For 2021, my adjusted gross income is 33,000 higher than the amount of money I really received (1/3 of the 2020 tax deferment).
Now, I owe $4000 back on my health insurance because it thinks I made that money. Is this a mistake? If so, how can I adjust it to show that I did not earn this money in 2021?
