My spouse died in February. I assume my AIG is calculated as if the deceased was alive for the full year.
I.E, 2022 tables have 10% tax bracket as 10.2K-41.7K single and 20.5K-83.5K Married Filing Jointly (MFJ)
Since my spouse was deceased 10 months of the year, they had little SSA or 1099-R distributions.
Next year I will be capped near the 42K max income (10%) bracket. Can I, should I, withdraw the maximum amounts from my Traditional IRA before year end, to take advantage of the 83K max for MFJ? I do have some expense this year and if I wait, when I withdrawal later, I could be in a higher bracket based on projected retirement income.
Also, to clarify, AIG is after standard deductions, so technically I can make the ~83K + the standard deductions (25,900 MFJ) and stay in the 10% effective bracket?
