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Champ, thanks for your explanation. 

 

Folks, I figured it out. I knew it was something small.

 

There's a button in Schedule C where you indicate whether your investment is "All at Risk" or "Partially at Risk." Since I own all materials and machinery outright (I have financed nothing), then my business is "All at Risk." When I changed that designation the form immediately unlocked. Whew.

 

Thanks!
Scott