@Mike9241
I put that she had an hsa and that she didn’t fund it. Otherwise it’s assuming she had a lapse in hdhp coverage, which she didn’t. Either way the tax implications are the same. Both ways are inaccurate.
If I wanted to undo the 8889-S or now say that she doesn’t have an hdhp or hsa, it won’t let me.
It appears that I had filed similarly in 2020 as there is an 8889-S in that file as well, and they didn’t have an hsa. I believe you are correct in your above response, but l’m not sure how to go through the process of undoing it all and if it makes a difference. It appears since I indicated $0 in the contributions, it doesn’t affect the tax calculation. Maybe it’ll be a red flag to the IRS though? Their 8889 instructions are clear as mud. Any recommendations?
