Hi!
SoCalGal22 makes an excellent point. In the final analysis, which would you prefer to be true?
Would you want more income in your pay each payday? This allows for you to do more because there is more income. Many prefer to have the money now as opposed to getting a lumpsum at tax time.
The more accurately you answer the questions when preparing your W-4, The more control you will have over your monthly income.
To that end, you may choose The Tax Estimator approach to have MORE control over your withholding!
https://apps.irs.gov/app/tax-withholding-estimator
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