@Rocky22 - are you asking whether you can average your 401(k) withdrawls and report the income over more than 1 year? to my knowledge, there is no such thing. If you receive cash from your 401(k) - a taxable distribution - , the IRS wants its fair share in that same tax year. What I think you are asking is whether you can get the cash in one year but not pay the related tax until future years... Not to my knowledge.
