Where do I enter my long-term care premiums?

For 2024, you can deduct long-term care insurance costs if you itemize your deductions instead of taking the Standard Deduction. Like other medical expense deductions, you can only deduct what exceeds 7.5% of your adjusted gross income (AGI).

Deductions for long-term care insurance policies are limited based on the policy holder’s age:

• Age 40 and younger as of December 31, 2024: $470
• Age 41–50 as of December 31, 2024: $880
• Age 51–60 as of December 31, 2024: $1,760
• Age 61–70 as of December 31, 2024: $4,710
• Age 71 or older as of December 31, 2024: $5,880

To enter your long-term care premiums:

1. Open or continue your return.
2. Navigate to the Schedule A section:
   • TurboTax Online/Mobile: Go to Schedule A.
   • TurboTax Desktop: Search for Schedule A, then select the Jump to link.
3. Proceed through the medical expenses section and go past the Tell us about anything paid for long-term care services screen. This screen is for actual care expenses, not insurance premiums.
4. When you reach How much did you spend on insurance premiums?, enter your gross (total) long-term care premiums.