How do I use Form 8915 to report my 2020 COVID-related retirement distributions?

If you took a distribution from a retirement plan (other than an IRA), follow these instructions: 

1. Sign in to your TurboTax account.
2. Open or download your 2020 tax return PDF (you’ll need this open for reference).
3. Go to the 8915-E section on your 2020 return.
   • Note: If you’re having difficulty finding 8915-E, open your 2020 tax return PDF,  hold down the Ctrl + F keys, and type 8915 in the search bar.
4. On your current return, select Wages & Income from Tax Home.
5. Select IRA, 401(k), Pension Plan Withdrawals (1099-R).
   • If IRA, 401(k), Pension Plan Withdrawals (1099-R) is not shown, select Add a topic to add it from Retirement Plans and Social Security.
6. Choose the appropriate answer to Did you get a 1099-R in 2022?. 
   • If you received a 1099-R for 2022, enter the form if you haven’t already done so.
   • Select Continue.
7. Answer Yes to Have you ever taken a disaster distribution before 2022?.
8. Select Continue.
9. Answer Yes to Did you take a 2020 Qualified Disaster Distribution?.
10.  Select the box next to If this was a Coronavirus-related distribution reported in 2020 check box.
11. Enter the amount from your Form 8915-E, line 4, column b, and select Continue.
12. Select to complete Qualified 2020 Disaster Distribution From Retirement Plans (other than IRAs).
13. Go back to the 8915-E section in your 2020 return.
    • Note: Form 8915-F won’t generate because it’s not required. You only need the 2020 8915-E info for your 2022 tax return.
14. Review Part II of your 2020 8915-E form.
15. See if the box on line 9 is checked.
    •  If this box is checked, enter 0 in the first box under the section in TurboTax.
    • If this box isn’t checked, enter the amount from line 9 in the first box under the section in TurboTax.
16. Enter the amount from your 2020 Form 8915-E, line 10 into the second box under the section in TurboTax.
    • If the box is blank on your 8915-E, leave the line blank in TurboTax.
17. Enter the amount from your 2020 Form 8915-E, line 9 into the third box under the section in TurboTax.
    • Note: If the checkbox on line 9 on Form 8915-E isn't checked, box 1 and box 3 in TurboTax will show the same amount.
18. Enter any repayments you made on the following page.
19. Select Continue.
20. If you only took a distribution in 2020, answer No, I didn’t to the question, Did you take a disaster distribution in 2017, 2018, or 2019?.
21. Select Continue to finish the section.
    • Note: If you receive an error message requesting a disaster name or type, enter Virus SARS-CoV-2 or Coronavirus Disease 2019 to clear the error.

If you took a distribution from a traditional, SEP, SIMPLE or Roth IRA retirement plan, follow these instructions: 

1. Sign in to your TurboTax account.
2. Open or download your 2020 tax return PDF (you’ll need this open for reference).
3. Go to the 8915-E section on your 2020 return.
   • Note: If you’re having difficulty finding 8915-E, open your 2020 tax return PDF,  hold down the Ctrl + F keys, and type 8915 in the search bar.
4. Then, select Federal from the TurboTax menu.
5. Select Wages & Income.
6. Locate the Retirement Plans and Social Security section and select Show more.
7. Select Start or Revisit next to IRA, 401(k), Pension Plan Withdrawals (1099-R).
8. Choose the appropriate answer to Did you get a 1099-R in 2022?. 
   • If you received a 1099-R for 2022, enter the form if you haven’t already done so.
   • Select Continue.
9.  Answer Yes to Have you ever taken a disaster distribution before 2022?. 
10. Select Continue.
11. Answer Yes to Did you take a 2020 Qualified Disaster Distribution?.
12.  Select the box next to If this was a Coronavirus-related distribution reported in 2020 check box. 
13. Enter the amount from your Form 8915-E, line 4, column b and select Continue.
14. Select to complete Qualified 2020 Disaster Distribution (from Traditional, SEP, SIMPLE, and Roth IRAs).
15. Go back to the 8915-E section in your 2020 return.
    • Note: Form 8915-F won’t generate because it’s not required. You only need the 2020 8915-E info for your 2022 tax return.
16. Review Part III of your 2020 8915-E form.
17. Review the section on the form to see if the box on line 17 is checked.
    •  If this box is checked, enter 0 in the first box under the section in TurboTax.
    • If this box isn’t checked, enter the amount from line 17 in the first box under the section in TurboTax.
18. Enter the amount from your 2020 Form 8915-E, line 18 into the second box under the section in TurboTax.
    • If the box is blank on your 8915-E, leave the line blank in TurboTax.
19. Enter the amount from your 2020 Form 8915-E, line 17 into the third box under the section in TurboTax.
    • Note: If the checkbox on line 17 on Form 8915-E isn’t checked, box 1 and box 3 in TurboTax will show the same amount.
20. Enter any repayments you made on the following page.
21. Select Continue.
22. If you only took a distribution in 2020, answer No, I didn’t to the question, Did you take a disaster distribution in 2017, 2018, or 2019?. 
23. Select Continue to finish the section.
    • Note: If you receive an error message requesting a disaster name or type, enter Virus SARS-CoV-2 or Coronavirus Disease 2019 to clear the error.