I may have solved it.
TT will ask you about any IRA where the RMD wasn't met: "Let's go over any required RMD."
TT then say let's check if you missed any required distribution. Click "yes."
Then it tell us total RMD from other IRAs. For me it was $0.
TT then asks if you took corrective action. I said "yes." (Check cashed after 12/31/2025) was within 2 year Correction period.)
TT then asks if you want to request a waiver to reduce penalty? I said "yes."
How much penalty to be waived? I said $452, the amount we were shy.
TT said we have a 10% penalty and to provide a detailed explanation.
FINALLY, the space allotted for the explanation took the text.
NOTE: When I checked the actual statement, the text was there but very, very tiny. I went down a line and increased the font size and retyped the explanation. So far, text hasn't vanished.
On line 54a of 5329-S, there is now reference to "See Stmt" "RC [Reasonable Cause]" and "$452."
Curiously, when I went to Forms, there was an error symbol next to the explanation statement that says "(Not Done)" When I ran another error check, it showed an error on the explanation statement. But apparently, I had retyped the explanation on the second line instead of the first. When I entered "see below" on the first line, the error symbolwas removed.
I know this is convoluted but I hope it helps someone else. Sure was a PIA. Good luck.
