This is a flaw in the TurboTax program. I talked to someone about it two weeks ago and it is still not fixed, which really ticks me off. You were probably asked to fill in your RMD at the very end when there is a check for skipped information. It takes you to your 1099-R. If you scroll up from the box that asks for the RMD there is a box that has been hard checked by TurboTax, that is, you cannot uncheck it. The box says, "If Box 7 code is 2 or 5, check if this distribution is from a Roth IRA". Some idiot in coding hard checked that box. Maybe they didn't read the first part of the sentence because chances are your Box 7 just has a Q and not a 2 or 5. If you look at your hard copy of your 1099-R, the back of the statement defines the codes. Both codes result in a penalty, but most likely neither of them apply to you and are not on your statement. You should not report your RMD in response to this coding error.
After talking to a help person for about an hour about this, and finally convincing him that this box should not be checked, I was told that IT was going to fix it and someone would call me back. No one has and that was two weeks ago. I just checked my taxes and the same problem is still there. I suggested that I just ignore the prompt to put in my RMD since my 1099-R doesn't have a number code in Box 7, it has a Q. The help desk said I should wait until they fix it. This makes me wonder if there are other flaws that are costing me hundreds of dollars. It also makes me wonder how many thousands of users are paying hundreds or thousands of dollars more because of this flaw. I think I'm done with TurboTax after this year. Still waiting for a resolution.
