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Tax law changes
that is correct. the amount of the RMD is the same for 2023 under either circumstance you note.
In 2024, the RMD is based on your daughter's life expectancy from the IRS tables and 2024 is Year 1 of the 10 years she has to liquidate the inherited IRA.
here is one article explaining it with a reference to the IRS Revenue Ruling 2005-36
‎July 2, 2023
9:14 AM