First Credit is always like an opportunity for a person if used wisely or else it can be a destroyer too ! You have to make sure you handle your credit card in a proper manner and follow the steps below:
- Understand the terms of the card.
- Beware of 0 percent teaser rates.
- Play with interest rates.
- Set a budget.
- Pay on time.
- Pay in full.
- Don’t go over the limit.
Regards,
Adrian
Tax Consultant
