In all,
Own a Smartphone.
Open a checking account. $
Add a Savings account. $
Apply funds for Secured Credit Card. $
(Cash don’t Credit)
Debit Card
Put max income availablity in checking.
Debt amount ~ 80% < ~Income amount
Move money as to average purchases with checking.
Keep in mind, this is base, all balance to financial stability can be structured here when all is in fundamental order.
(Use credit Wisely)
Credit Card
Credit limit affects purchase limit.
Purchase limit ~ 25% < ~ Credit limit
Make payment ASAP, don’t procrastinate.
In time, various cards can be of benefit.
Hesitate from uncertain applications.
(Accumulate)
Savings
Planned/Intended expected expenses
Arrangement/Investment/Emergency
Deposit ~ 10% < ~ Income
Apps!!!!
Monitor Checking.
Manage Credit.
Secure Savings.
TurboTax
Credit Karma
Credit Sesame
MoneyLion
Mint
