I personally calculated how much I could pay on my cards each month and divided that by 30 days and pay that amount to a card each day. I am working on the higher interest cards more aggressively. It would seem better in terms of interest to just pay the full amount I can at once, but for my sake of viewing available money I do day by day.
I also keep tabs on my credit score and cards. I have been reviewing different cards that I am soon going to request a conversion for.
My best advice would be to stay on top of paying down and using less, but don’t stop using entirely as they may close your card. That happened to me once for a card I hadn’t used in 8 months.
My credit score has increased by 19 points since June.
