Restrictions on IRA contributions

TurboTax is reporting that I can't contribute more to my IRA than the amount of my earned income which is zero. I am retired with income from SSA and rentals. Can you please explain this issue and what exactly constitutes earned income? I don't believe I ran into this last year so have tax laws changed?

dmertz
Level 15

Retirement tax questions

Earned income is generally income reported in box 1 of a W-2 (minus any amount in box 11) or net earnings from self-employment on which you would typically pay self-employment tax.  Rental income is normally passive income, not income from self-employment.