Thank you. I did just that. I was over thinking the problem. For instance: how much am I going to be penalized for early closing the account. Don't really care.
This was a veery small IRA inherited when my father passed in 2015. Between my husband and myself, we have 6 grown kids. All but one were experiencing financial problems during Covid shutdowns. It was going to them eventually anyway. I realized my Dad would have wanted me to help them now when they really needed it instead of them dividing it up after I'm gone. So, I'll let the IRS tell me what the penalties are and pay them. My kids needed help now and not in normal times. They're all back to work and thanking Grandpa for helping them.
