If your 1099R was completed incorrectly, then you need to contact the administrator of the account to see if you can get a corrected tax reporting document.

Here is the way it should be reported:

Here is what you should see reported on the Form 1099R:

• Charitable distributions are reported on Form 1099-R for the calendar year the distribution is made as distributions.  

How do I report a qualified charitable distribution on my income tax return?

To report a qualified charitable distribution on your Form 1040 tax return:

• you generally report the full amount of the charitable distribution on the line for IRA distributions.
• On the line for the taxable amount, enter zero if the full amount was a qualified charitable distribution.
• Enter "QCD" next to this line. See the Form 1040 instructions for additional information.

You must also file Form 8606, Nondeductible IRAs, if:

• you made the qualified charitable distribution from a traditional IRA in which you had basis and received a distribution from the IRA during the same year, other than the qualified charitable distribution; or
• the qualified charitable distribution was made from a Roth IRA.

Return to IRAs FAQs

For additional information refer to:

Reporting Qualified Charitable Distributions

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Make sure that you have entered your year-end balance in traditional IRAs.  If your rollover wasn't completed until early 2021, be sure to include this amount as an outstanding rollover.