Thank you for your time Fanfare. Wasnt sure what to do about that/didnt want to unnecessarily do anything to trigger an audit for such a small sum.  I saw in your profile that you are a retired, NJ resident who states concern about NJ Inheritance taxes (thus presumptively have either non Class-A beneficiaries and/or an estate worth over 2 million).  There are ways via Estate and Trust Planning (shielding assets, gifting, trusts) to benefit your heirs, to control assets which would flow through probate.  Is there a way to send you a private message with information of a specializing law firm that I personally know that could assist you, if desired?