How to answer HSA questions about HDHP type when you have Self + Children plan and spouse has self only? Spouse had no coverage lapse, but TT thinks there is.

I have Self + Children HDHP with HSA.

My spouse has Self only HDHP without HSA.

What is the correct answers for myself and spouse for what type of HDHP we each had?  If I say anything other than Family for my plan and None for my spouse's plan it thinks there was a lapse.

Deductions & credits

I know it seems counter-intuitive, but if your wife does not participate in your HSA plan, the answer should be None.

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