swjl07
New Member

I was told i wouldn't get a 1099-SA. What do i do then?

 

Deductions & credits

Were you told that because you had no distributions from your HSA, that is, you spent no money out of the HSA account?

If you didn't have any contributions, either, then in most cases, you won't have to file a form 8889 at all, so don't go through the HSA interview (which creates the 8889).

If you did have contributions to your HSA (often indicated by code "W" in box 12 on your W-2), then be sure to go to the HSA interview under Deductions & Credits. Even though you might not be getting a 1099-SA because you perhaps had no distributions, you still must go all the way through the interview, because otherwise your Code W amount will be added back to your taxable income.