I purchased my house in October 2014.  My HUD-1 Page 3 Line #803 says, "Your adjusted origination charges" were $5,XXX.XX.   When I filed my 2014 Tax Returns in early 2015, I failed to deduct these 'Points Paid by Borrower.'  To exacerbate my error, I continued to neglect deducting these points on my 2015 Tax Return, as well. How do I deduct these Points, now? TurboTax isn't even asking me the question ("Do you want to deduct Points?"), because my loan had originated in 2014.