veilegeld
New Member

Married filing jointly. I cover my spouse on our HDHP and put in the maximum for both of us. We are both over age 55. What is that maximum?

In 2015 I contributed 7650 because my spouse turned 56 in 2016.  In 2016 I contributed the additional $1000 for him for a total of $7750
HelenaC
New Member

Deductions & credits

An individual age 55 and over may make an additional “catch-up” contribution. A married couple can make two catch-up contributions as long as both spouses are eligible and at least 55 years of age. The catch-up contribution for the spouse must be placed in a separate HSA in their name. See http://www.thehsaauthority.com/hsa_guidelines.aspx

For 2016, if you have self-only HDHP coverage, you can contribute up to $3,350. If you have family HDHP coverage, you can contribute up to $6,750.

If you are an eligible individual (owner of the HSA),  who is age 55 or older at the end of your tax year, your contribution limit is increased by $1,000. For example, if you have self-only coverage, you can contribute up to $4,350 (the contribution limit for self-only coverage ($3,350) plus the additional contribution of $1,000). 

Related information:

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