I receive disability, ssdi, I was just approved for a student loan discharge for total and permanent disability. The papers they sent me said the discharge amount will not count as income on federal taxes but may on state. Does anyone know I will have to pay taxes on it in Michigan? I have been trying to find it online and the state of Michigan website but can't find it. I am not a veteran. 

Also IF it is going to be taxed does anyone know if my dad can claim me as a dependent on his tax return still? I haven't filed taxes for myself in 18 years. I live with him and he has helped me out financially alot and is allowed to claim me right now

One last question. Sorry this is so long. If I do owe state taxes on it do I owe them this year or in 3 years when it's official? They require you to wait three years until the discharge is complete in case your medical/financial situation changes

Thanks for your time and any answers and help