I'm trying to get a mortgage and a just want to know if this credit scores a 100% accurate or if it is just a consumer report
The score provided by Turbotax or the Turbo app is a "Vantage Score" based on data from TransUnion. It is not a FICO score but should be similar.
(Also, there are about 56 different FICO scores, using different models and data inputs, so no one has just one official "credit score". It's just one additional piece of information.)