I got a 1099-R after I had already filed with TurboTax. The 1099-R was from a 403c from a previous employer and it rolled over to a Traditional IRA.  It was a direct rollover. The taxable amount is 0.00. Once I got my refund, I started amending my return. Nothing had changed, no money owed nor more money back for a refund. While amending, TurboTax asked why am I amending a return since nothing has changed. Should I continue with an amended return or wait for a letter from the IRS?