Can I take mine RMD the end of the year but she take hers next year before Apl. 1? We know we both should take RMD before the end of the year or Apl. 1 next year.

gonghec · ‎June 5, 2019

We both are 70.5 Feb,this year. ( She is my wife.)

SweetieJean · ‎June 5, 2019

Yes, but she will need to take both her 2017 and 2018 RMD's in 2018. This could make more of her 2018 Social Security taxable. Also see:

https://www.ssa.gov/pubs/EN-05-10536.pdf

View solution in original post

dmertz · ‎June 5, 2019

Each of you could also take part of your 2017 RMD in 2017 and the remainder in 2018 before April 1. If you file jointly, for the most part it doesn't really matter which of you chooses to take some or all of your RMD in 2018 instead of 2017; whichever one of you delays some of the RMD 2018, that income is delayed to 2018 on your joint tax return.

gonghec · ‎June 5, 2019

Good. Thank you very much!

Can I take mine RMD the end of the year but she take hers next year before Apl. 1? We know we both should take RMD before the end of the year or Apl. 1 next year.

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