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Jack Terrazas
New Member

Monthly Credit Report

Does my credit score get dinged each time we receive our monthly Turbo credit report? Also, is it as accurate as the 3 credit report agencies? Thanks, Jack

2 Replies
DoninGA
Level 15

Monthly Credit Report

Your credit report through Turbo is from TransUnion, one of the three credit reporting agencies.  Your credit report and credit score provided is from a soft inquiry which does not affect your score.

Anonymous
Not applicable

Monthly Credit Report

the different agencies calculate your score on different dates and using different formulas so your credit score will probably differ among the 3 agencies.  

 

the 2 biggest factors used to determine your credit scores are

Payment history - Whether you've paid past credit accounts on time
Amounts owed - The amount of credit and loans you are using 

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