Well----with no bank account and not wanting a paper check---that leaves you with a choice to open a Credit Karma account to receive your refund and put it on a CK card. Or.....get one of those "re-fillable" generic debit cards from a Walmart etc and use that---but better be mindful of the limits they allow.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**