If you signed up for Intuit Credit Karma’s free credit monitoring service, then you may receive notifications about important changes to your TransUnion and Equifax credit reports. Credit monitoring alerts are triggered when Credit Karma receives an alert from the credit bureau about an important change in your TransUnion and/or Equifax credit reports.
Some changes that can trigger credit monitoring alerts include:
- A bank changes the way they report your information to credit bureaus
- You add an authorized user to one of your credit accounts
- A lender adds a new hard inquiry to your credit reports
If you’re confused about why you’re seeing an alert, we recommend reviewing your credit reports to make sure everything’s in order and take action if you see an error.
- TransUnion credit report
- Equifax credit report
- You can visit AnnualCreditReport.com to review your Experian credit report for free weekly through April 2021, and once annually after that.
Credit monitoring alerts are meant to help identify important changes on your credit reports and spot suspicious activity (if any) early so that, if necessary, you can take steps to help protect your identity. If you’d rather not receive these alerts in the future, you can change your credit monitoring preferences.