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How do I change the external bank account linked to my Credit Karma Money Save or Spend account?

SOLVEDby TurboTaxUpdated 6 days ago

You can change the external bank account associated with your Credit Karma Money Save account:

  1. From your Save or Spend home screen, select Settings.
  2. Under Funding select Linked bank account.
  3. Choose Change linked account below your currently linked bank account.
  4. Select Continue on the screen informing you that “This will replace the existing bank account connected to your Credit Karma Money accounts.”
  5. Select Continue on the screen that says “Credit Karma uses Plaid to link your bank.” 
  6. Find your bank by selecting its logo or by using Search.
  7. Log in with your online banking username and password.
  8. Choose which account you’d like to link if you have multiple accounts at this institution.
  9. If linking was successful you will see “Success! Bank account changed” displaying your new linked account shown. 
  10. You can now use your new linked account with your Credit Karma Money Save or Spend account.
    • If your previous linked account had an active automated deposit to Credit Karma Money Save, then you will have the option to authorize automatic deposits with your new linked bank account. If you choose not to authorize automated deposits, you can set them up
      again later.

At this time, you can only link one external bank account at a time to your Credit Karma Money Spend and Save accounts. You can change your linked bank account up to 4 times.

You cannot change your linked external account in your first 60 days of opening a Credit Karma Money Spend or Save account.


*Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. 

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