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yes you need to file an amended return for each year 2016-2018. however, if the amounts are small, it may cost more to amend (TT fees) the you'll get back. The IRS does not require you to amend in your situation. any amounts for 2015 or prior are lost because the period to file amended returns for those years has expired..
When you file your taxes, you get to claim the taxes withheld through backup withholding as payments you made, just like withholding from your paychecks. Wasn't it listed on the 1099-INT that the bank sent you each year?
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