I have an inherited IRA and distribution was sent to a charity. Turbo Tax won't let me indicate the distribution was sent to charity. How can I deduct the distribution?


To make a QCD, you are required to have been over age 70½ at the time of the distribution.  However, the present version of TurboTax also requires that the deceased would have been over age 70½, but that's not actually a requirement under the tax code.  As long as you were age 70½ or over at the time of the distribution that the custodian paid to charity, the present workaround is to indicate to 2018 TurboTax that the deceased IRA owner was born before July 1, 1946 even if that is not true.  Doing so will not have any other impact on your tax return.

Was this answer helpful? Yes No
Default user avatars original

No answers have been posted

More Actions

People come to TurboTax AnswerXchange for help and answers—we want to let them know that we're here to listen and share our knowledge. We do that with the style and format of our responses. Here are five guidelines:

  1. Keep it conversational. When answering questions, write like you speak. Imagine you're explaining something to a trusted friend, using simple, everyday language. Avoid jargon and technical terms when possible. When no other word will do, explain technical terms in plain English.
  2. Be clear and state the answer right up front. Ask yourself what specific information the person really needs and then provide it. Stick to the topic and avoid unnecessary details. Break information down into a numbered or bulleted list and highlight the most important details in bold.
  3. Be concise. Aim for no more than two short sentences in a paragraph, and try to keep paragraphs to two lines. A wall of text can look intimidating and many won't read it, so break it up. It's okay to link to other resources for more details, but avoid giving answers that contain little more than a link.
  4. Be a good listener. When people post very general questions, take a second to try to understand what they're really looking for. Then, provide a response that guides them to the best possible outcome.
  5. Be encouraging and positive. Look for ways to eliminate uncertainty by anticipating people's concerns. Make it apparent that we really like helping them achieve positive outcomes.

Select a file to attach:

Do you still have a question?

Ask your question to the community. Most questions get a response in about a day.

Post your question to the community