TurboTax FAQ
TurboTax FAQ
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What is a mortgage origination date and why are you asking for it?

It’s the date you took out your loan, or refinanced it (if you did so).

It should be in Box 3 of your 1098 (from your lender). But you can also get it from your:

  • Lender or loan administrator’s website
  • Loan closing documents (HUD-1 Settlement Statement)
  • Loan administrator or servicer
  • Monthly mortgage statement

We need your mortgage origination date for a couple of reasons:

  • To figure out your deduction if you’re amortizing your points (i.e., spreading your points across the life of your loan). To get this right, we need the date to be accurate.
  • If you took out your loan before 2007, then you can’t deduct any mortgage insurance premiums you paid.

 


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