TurboTax FAQ
TurboTax FAQ
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How does applying for an Earnest loan affect my credit?

When initially checking your rate for student loan refinancing, Earnest will perform a soft inquiry which doesn’t affect your credit score.

Later, when submitting your loan application, a hard inquiry will be performed which means Earnest looks at your credit report to make their final decision. This can affect your credit score.

Read more about the difference between soft and hard inquiries.