TurboTax FAQ
TurboTax FAQ
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Can I have an HSA with a health insurance policy other than an HDHP?

No. For the health savings account (HSA) requirement, you must be enrolled in a high deductible health plan (HDHP) and you can’t be enrolled in Medicare or another health insurance policy.

However, you can have insurance that provides benefits for:

  • A specific disease or illness.
  • A fixed amount per day (or other period) of hospitalization.
  • Liabilities suffered under workers' compensation laws, tort liabilities, or liabilities related to ownership or use of property.

You’re also allowed to have coverage, provided through insurance or otherwise, for:

  • Dental care
  • Vision care
  • Long-term care
  • Disability
  • Accidents